The inclusion of the affiliate's loans, investments, companies, and items in the lender's approach, or in a very joint approach of affiliated depository institutions, is subject matter to the following:
The Board considers the weighted common with the performance scores comparable to the financial institution's conclusions for the Local community Enhancement Funding Check for its facility-based evaluation areas within the nationwide place, calculated pursuant to part IV of appendix B to this portion.
(ii) The retail banking companies and retail banking items needs of its facility-based mostly evaluation areas and on the institution amount that are protected because of the approach.
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The Board evaluates an intermediate bank's file of helping to satisfy the credit score wants of its full Group pursuant into the Retail Lending Check in § 228.
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A financial institution that includes modified or supplemental overall performance evaluation factors with accompanying yearly measurable objectives in its plan need to specify in its prepare annual measurable plans that constitute “Satisfactory” functionality and should specify yearly measurable targets that represent “Superb” performance.
The Board evaluates a lender's Local community advancement providers functionality within a Point out or multistate MSA, as applicable, or nationwide area, and assigns a summary for the people places, based on the next two components:
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(six) A lender's closed-end household property finance loan lending, smaller small business lending, modest farm lending, or car lending in distressed or underserved nonmetropolitan Center-cash flow census tracts in which a bank's nonmetropolitan facility-centered assessment area or nonmetropolitan retail lending evaluation region features only a few or no minimal- and reasonable-cash flow census tracts; and
If a navy financial institution delineates your entire America and its territories as its sole facility-based mostly assessment location pursuant to § 228.16(d), the Board evaluates the bank completely within the establishment stage according to its overall performance in its sole facility-primarily based assessment space.
(i) The entirety of a single MSA (utilizing the MSA boundaries that were in outcome as of January one with the calendar 12 months through which the delineation applies), excluding more info any counties In the large lender's facility-primarily based assessment regions; or